Cannabis Insurance Built by Industry Experts
Whether you're cultivating, manufacturing, distributing, delivering, or running a retail dispensary — your cannabis business faces unique risks that require specialized protection.
At Bozzuto Group, we've been on the front lines of the cannabis industry for years. Our team understands the ever-changing regulatory landscape, the intricacies of licensing, and the complex coverage gaps that traditional insurers often overlook. We don't just insure cannabis — we live and breathe it.
We've earned the trust of industry leaders, having served as former Chair of the NCIA Insurance Committee and advisors to top cannabis trade associations.
With a national footprint across 36+ states, we meet you where you are.
Coverage Options:
- General Liability: Protects against third-party claims of bodily injury or property damage.
- Product Liability: Covers claims arising from adverse reactions or defects in your cannabis products.
- Property Insurance: Insures buildings, equipment, inventory, and improvements.
- Crop Coverage: Protects your living plants from fire, theft, and other covered perils.
- Workers' Compensation: Required coverage that protects your employees and your business.
- Commercial Auto: Covers company-owned vehicles and cannabis delivery exposures.
- Directors & Officers (D&O): Shields your leadership team from management-related lawsuits.
- Errors & Omissions (E&O): Protects against professional service mistakes, often required for labs and consultants.
- Cyber Liability: Defends against data breaches, cyberattacks, and ransomware threats.
- Equipment Breakdown: Covers failure of extraction equipment, HVAC, and other critical systems.
- Product Recall: Helps you manage and pay for the costs of recalling defective or contaminated products.
- Employment Practices Liability (EPLI): Covers claims of wrongful termination, discrimination, and harassment.